October notes.

The real estate sales market has continued strong into the fall of 2012 for several reasons. The inventory of active listings is reduced, so buyers are more actively considering the existing inventory. Interest rates are at ALL TIME lows with FHA offering 3% fixed rate for 30 years, conventional from 3%-3.25% and ARMs starting at 1.75% The final reason is, although prices are starting to increase in certain areas, there are still bargains to be had and buyers are taking advantage of opportunities.

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